I'm Getting Deeper And Deeper In Debt... Can You Help?
Financial radio host Mike Schiano's column discusses the importance of creating a spending plan and sticking to it.

A Matter Of Life... Or Debt
Defense credit unions do more than balance your checkbook. They offer financial counseling to military families, often at no cost.

How Can I Obtain My Credit Report?
Find out where to obtain a copy of your credit report, how much you'll pay for a copy, and the circumstances under which you can obtain a free or reduced-charge report.

What's On My Credit Report?
Learn to read and interpret your credit report, the most important information lenders use when deciding whether to grant you credit.

What's Dangerous About Credit Repair?
Some companies advertise credit repair services as a way to "fix" a bad credit report. Learn the truth behind their claims.

Some Common Deceptive Credit Practices
Educate yourself about deceptive credit practices, such as payday loans and credit card loss protection insurance.

Is Bankruptcy An Option For Me?
Bankruptcy is a last resort method for debt relief. Explore the pros and cons of filing for bankruptcy.

Bankruptcy Basics
Learn about the history and purpose of modern bankruptcy laws, such as Chapter 7 and 13 bankruptcies.

Organize Your Credit Card Statements
The first step in financial planning is to organize your finances. Learn common methods used to keep track of your bills.

How Well Do I Know My Credit Statement?
Learn how to interpret and monitor your credit card statements.

Commonly Asked Questions About Credit And Debt
Understand the function of credit and learn how to manage your credit wisely.

How Do I Calculate My Debt-to-Income Ratio?
Understand the term "debt-to-income ratio," calculate your debt-to-income ratio and determine whether your ratio is acceptable.

Do I Have A Debt Problem?
Common signs to look for to determine whether you have a debt problem, such as credit card debt and a high debt-to-income ratio.

Why Care About Your Credit Score?
A low credit score means a higher interest rate when you're seeking a loan. Military Money Magazine explains how to obtain your credit report, and what your credit score is telling you.

Just The Facts: What You Need To Know BEFORE Paying With Plastic
Discover ways to minimize finance charges, avoid hidden credit card fees, and limit your liability on stolen cards.

Solving Your Debt Problem
Military Money Magazine offers a checklist to put you on the road to eliminating personal debt.

Avoid The Money Drains
Some businesses make a fortune preying on military families. Military Money offers advice on schemes to avoid, plus tips on healthier ways to manage your debt.

Credit Card Surprise: Is Your Fixed Rate Really Fixed?
Your credit card issuer is not legally bound to keep your fixed rate "fixed." Discover the pitfalls of fixed rate and variable rate credit cards.

Identity Theft, Credit Card Fraud On The Rise
While anyone can be a victim of these crimes, members of the armed forces are more susceptible than the general populace. Military Money tells the story.